Last updated: September 24, 2026
What affects the price
When you call, we look at several things to help pin down your rates. Insurance carriers weigh your current age, your location, and your overall health history. Your choice of deductible is another big factor; picking a higher one often lowers your monthly payment, while a lower deductible keeps your out-of-pocket costs down if you need care. Your specific coverage needs—like how often you visit a doctor or if you need prescription drug help—also shift the final amount. Everyone’s situation is unique, so we help you compare options to find a plan that fits. Exact pricing confirmed free on the call.
About this service
Oscar is a specific insurance carrier that focuses on digital tools and a streamlined member experience. You might consider this company if you prefer managing your healthcare through an app or need a plan that integrates technology into finding care. Your premium depends on your local service area and the plan tier you select.
Frequently asked in Winston-Salem
What is the best most affordable health insurance?
The 'best' affordable plan really depends on your personal health needs and budget here in Winston-Salem. We can explore options that balance monthly premiums with out-of-pocket costs like deductibles and co-pays. It's about finding the right fit for you, not a one-size-all solution. Call us for a personalized look at your choices.
How much does a good health insurance plan cost per month?
Some plans offer lower premiums but higher out-of-pocket expenses, while others are the reverse. We can help you assess if a plan at that price point aligns with your expected healthcare usage. Let's chat about your needs.
What's the cheapest health insurance in North Carolina?
What's the best affordable health insurance?
Also serving nearby: High Point · Greensboro · Concord · Charlotte · Durham
All cities in North Carolina →
More on this: HealthCare.gov — marketplace enrollment periods.
Service area details
Serving all of Winston-Salem — population 252,975; about 1,893 residents per square mile across 133.6 sq mi. ZIP codes covered include 27101, 27102, 27103, 27104, 27105, 27106, 27107, 27108.
Neighborhoods served in Winston-Salem: Ardmore, Buena Vista, Historic West End, Old Town, Piedmont Heights — and every surrounding area.
Areas we serve
Browse by state, then city.
Alabama (1)
Arkansas (1)
California (19)
All of California · Chula Vista · Elk Grove · Fontana · Fremont · Fresno · Garden Grove · Irvine · Lancaster · Modesto · Moreno Valley · Oceanside · Riverside · Sacramento · San Bernardino · San Francisco · San Jose · Santa Ana · Santa Clarita · Santa Rosa
Colorado (1)
Florida (5)
All of Florida · Cape Coral · Hialeah · Pembroke Pines · St. Petersburg · Tampa
Hawaii (1)
Illinois (2)
Indiana (2)
Iowa (1)
Louisiana (2)
Massachusetts (1)
Michigan (1)
Minnesota (1)
Missouri (1)
Nevada (1)
New Jersey (1)
New Mexico (1)
New York (4)
All of New York · Buffalo · New York · Rochester · Yonkers
North Carolina (3)
Ohio (3)
All of Ohio · Cincinnati · Columbus · Toledo
Oregon (3)
All of Oregon · Eugene · Portland · Salem
Pennsylvania (2)
Texas (8)
All of Texas · Corpus Christi · Frisco · Houston · Irving · Laredo · Lubbock · McKinney · San Antonio
