Last updated: September 24, 2026
What affects the price
When you call, we look at several things to help pin down your rates. Insurance carriers weigh your current age, your location, and your overall health history. Your choice of deductible is another big factor; picking a higher one often lowers your monthly payment, while a lower deductible keeps your out-of-pocket costs down if you need care. Your specific coverage needs—like how often you visit a doctor or if you need prescription drug help—also shift the final amount. Everyone’s situation is unique, so we help you compare options to find a plan that fits. Exact pricing confirmed free on the call.
About this service
Oscar is a specific insurance carrier that focuses on digital tools and a streamlined member experience. You might consider this company if you prefer managing your healthcare through an app or need a plan that integrates technology into finding care. Your premium depends on your local service area and the plan tier you select.
Frequently asked in Oxnard
What is the best most affordable health insurance in Oxnard?
How much does a good health insurance plan cost per month in Oxnard?
What is the cheapest health insurance in California?
What's the best affordable health insurance in Oxnard?
Also serving nearby: San Buenaventura Ventura · Thousand Oaks · Simi Valley · Santa Monica · Santa Clarita
More on this: HealthCare.gov — marketplace enrollment periods.
Service area details
Serving all of Oxnard — population 198,488; about 7,477 residents per square mile across 26.5 sq mi. ZIP codes covered include 93030, 93031, 93032, 93033, 93034, 93035, 93036.
Neighborhoods served in Oxnard: Hollywood Beach, Silverstrand Beach, La Colonia, College Estates, Riverpark — and every surrounding area.
Areas we serve
Browse by state, then city.
Alabama (1)
Arkansas (1)
California (19)
All of California · Chula Vista · Elk Grove · Fontana · Fremont · Fresno · Garden Grove · Irvine · Lancaster · Modesto · Moreno Valley · Oceanside · Riverside · Sacramento · San Bernardino · San Francisco · San Jose · Santa Ana · Santa Clarita · Santa Rosa
Colorado (1)
Florida (5)
All of Florida · Cape Coral · Hialeah · Pembroke Pines · St. Petersburg · Tampa
Hawaii (1)
Illinois (2)
Indiana (2)
Iowa (1)
Louisiana (2)
Massachusetts (1)
Michigan (1)
Minnesota (1)
Missouri (1)
Nevada (1)
New Jersey (1)
New Mexico (1)
New York (4)
All of New York · Buffalo · New York · Rochester · Yonkers
North Carolina (3)
Ohio (3)
All of Ohio · Cincinnati · Columbus · Toledo
Oregon (3)
All of Oregon · Eugene · Portland · Salem
Pennsylvania (2)
Texas (8)
All of Texas · Corpus Christi · Frisco · Houston · Irving · Laredo · Lubbock · McKinney · San Antonio
